What You Must Know About Widows Pensions
Widows pension or bereavement allowance refers to the benefits that the surviving spouse of a deceased employee, veteran, or retiree will receive. Civil partners are extended the same rights.
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How To Qualify For A Widows Pensions
It is a regular weekly payment of £95.25 as of 2009, providing that you are 45 years old and older but lower than the State pension age (60 for women and 65 for men) upon death of your spouse (or civil partner.)
You need to submit an application for a widows allowance up to three months after the death of your spouse or partner.
You will receive this allowance for 52 weeks after death.
It is a one-time lump sum of £2,000 (tax-free) that is given as help during the time of death of your spouse or civil partner.
You must claim this payment three months after the death of your spouse unless you have no knowledge of his/her death.
Find Out More About UK Pensions.
Widowed Parent’s Allowance
It is a maximum basic allowance of £97.65 a week.
You can also avail this even if your dependent is 20 years old, providing that you are still entitled to Child Benefit for them.
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Pregnant women at the time of death of her husband (or civil partner) can also avail themselves of this allowance.
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You cannot claim any widows pension:
- If you are already divorced from your spouse or you are already legally separated from your civil partner at the time of his/her death
- If you are already remarried to someone else at the time of your previous spouse or civil partner’s death
- If you are already living with someone else at the time of your spouse or civil partner’s death
- If you are in prison or legal custody
- If your spouse or civil partner’s death is on or after 9 April 2001
Widows pension is paid out on a weekly basis. It can be any form of the following:
- A basic pension, with applied reduced rates for younger widows
- Earnings-related additional funds that is based on the deceased’s National Insurance Contributions (NICs)
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Common Problems With Widows Pension
- You were awarded with less than what you think you deserve.
- Specific benefits were not given to you.
- You were subjected to discrimination because of your race, sex, disability, or religion.
There is a whole lot of information you can read on pension paid to the pension holder’s spouse.
If you have encountered the following problems when claiming your widows pension, you should make a complaint or challenge the decision.
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